1. Acceptance of Terms
By using Abir Pay, you agree to comply with and be legally bound by these Terms & Conditions. If you do not agree, please discontinue using our services.

2. Eligibility
- You must be at least 18 years old to create and use an Abir Pay account.
- You agree to provide accurate and updated information during registration.

3. Services Provided
Abir Pay allows users to:
- Send and receive money online
- Pay bills, recharge, and make purchases
- Withdraw and deposit funds via supported methods

4. User Responsibilities
- You are responsible for maintaining the confidentiality of your account information.
- You agree not to use Abir Pay for illegal, fraudulent, or unauthorized purposes.
- Any suspicious or fraudulent activity may lead to account suspension or termination.

5. Transactions & Fees
- All transactions are subject to verification and approval.
- Transaction fees may apply and will be shown before confirmation.
- Abir Pay is not responsible for delays caused by banks, mobile operators, or third-party services.

6. Security
We use advanced SSL encryption and security protocols to protect your data and transactions.